Opening a trust fund and a time deposit are risk free investments but they earn very little. As an alternative, you can consider investing in mutual funds. These are low to medium risk investments that allows you to earn more and sometimes, up to 20% of your total investment.
Some say the mutual funds are risky, but the risk is lessened if you choose a mutual fund company manager that has a profitable track record from the past. All that data is available for anyone so don't forget to ask for it when you're looking for a mutual fund manager to invest in.
Mutual funds in the Philippines is a stable and growing investment. If you have extra money in the bank, then you should consider investing it on mutual funds and let it grow faster and bigger.
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